Income Tax: Personal allowance frozen at £12,570CGT: Annual exempt amount is £3,000NICs: Main Class 1 Employee NI rate reducedVAT: MTD system requirements fully enforcedSDLT: First-time buyer relief threshold £425,000Corporation Tax: Main rate 25% for profits over £250kIHT: Nil-rate band frozen at £325,000Pension: Annual allowance set at £60,000
Income Tax: Personal allowance frozen at £12,570CGT: Annual exempt amount is £3,000NICs: Main Class 1 Employee NI rate reducedVAT: MTD system requirements fully enforcedSDLT: First-time buyer relief threshold £425,000Corporation Tax: Main rate 25% for profits over £250kIHT: Nil-rate band frozen at £325,000Pension: Annual allowance set at £60,000
Find a Tax Expert UK | Accountants & Tax Advisers | UKTaxHero
UK Tax Expert Directory
Find Your UK Tax Expert.
Finding the right tax expert in the UK should not be complicated. UKTaxHero holds a network of qualified, registered professionals — from chartered accountants to HMRC investigation specialists — and matches you to the right one based on your exact situation and tax regime.
By using the UKTaxHero Find an Expert service you agree to our Terms and Conditions and consent to us screening the information you submit in order to allocate a suitably qualified professional from our network based on your tax regime and requirements. See our Privacy Policy for full details.
16 specialist disciplines
Expert Matching
Vetted network · Free service
⚖️ Accounting & Compliance5 specialists
📊 Tax Advisory & Planning6 specialists
🛡️ Defence & Dispute3 specialists
🔬 Specialist Niche2 specialists
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At a glance
ACA Chartered Accountants
ACCA Certified Accountants
CTA Tax Advisers
STEP Trust Planners
ADIT International Tax
Browse the Directory
Four ways to find your UK tax expert. One matched professional.
Every professional in our network holds a current, verifiable qualification from a recognised UK regulatory body. Select the category that best describes your situation to see the specialist profiles within it — or click "Find My Expert Now" above if you already know who you need.
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5 Professional Types
Accounting Professionals
For statutory accounts, corporation tax returns, bookkeeping, payroll, and MTD compliance. The right choice for ongoing financial maintenance and compliance filing at every business size.
For complex tax planning, wealth structuring, and legally minimising your tax exposure. Includes specialists for property, crypto, inheritance tax, international residency, and VAT.
For taxpayers currently being challenged by HMRC. Urgent matching available. These specialists handle investigations, fraud cases, and formal legal appeals to the tax tribunal.
Tax Investigation Specialist
Forensic Accountant
Tax Tribunal Advocate / Solicitor
⚠️ Facing HMRC action? Urgent cases responded to within 2 business hours.
Highly technical disciplines requiring specific licensing or niche accreditation. R&D tax credit specialists for innovation relief and licensed insolvency practitioners for solvent and insolvent corporate scenarios.
Select "I'm not sure — help me decide" in the expert matching form. Our team will review your situation and route your request to the correct specialist.
All 16 Professional Profiles
Every type of tax expert. Every UK tax scenario covered.
Click any profile to read the full role description, understand their qualifications, see exactly when you need them, and request a match.
🏛️
Chartered Accountant
Corporate audit, statutory accounts, group consolidation
From your first search to a matched specialist in 24 hours.
A straightforward four-step process. We do the hard work of finding the right expert — you just describe your situation.
1
Describe your situation
Use our matching form to tell us your tax scenario, urgency level, entity type, and contact details. Takes under 3 minutes.
2
We screen & review
Our team reads every submission and assesses your tax regime, income level, and specialist requirements against our verified network.
3
We make the match
You receive an introduction to your allocated specialist within 24 hours — or within 2 business hours for urgent HMRC cases.
4
Your first consultation
Most specialists offer a free or fixed-fee initial consultation so you can assess the fit before committing to any engagement.
16
Professional disciplines covered — from bookkeeper to tax tribunal advocate
24h
Standard matching turnaround · 2 hours for urgent HMRC investigation cases
Free
The matching service costs nothing · Professionals set their own fees
100%
Of network professionals hold a current, verifiable UK qualification
Frequently Asked Questions
Your questions about finding a tax expert, answered honestly.
Over 50 questions covering our matching service, UK tax rules, professional qualifications, and when you need a specialist. Updated for the 2026/27 tax year.
What is UKTaxHero's Find an Expert service?
UKTaxHero is a professional matching agency that holds a network of qualified and registered UK tax and accounting professionals. When you submit a request, our team reviews your tax situation and allocates the most appropriate qualified professional from our network based on your specific tax regime, entity type, and requirements. The matching service is free to use.
How does UKTaxHero vet the professionals in its network?
All professionals in the UKTaxHero network are required to hold current, verifiable qualifications from recognised UK professional bodies including ICAEW, ACCA, CIOT, ATT, AAT, ICB, STEP, and the Insolvency Practitioners Association. We verify their registration status, professional indemnity insurance, and compliance with their relevant regulatory body's code of conduct before they join our network and on an ongoing basis.
Is the UKTaxHero expert matching service free?
Yes. Submitting a request and receiving a professional match through UKTaxHero is completely free. The professional you are matched with will provide their own fee schedule for the services they deliver. Most specialists in our network offer a free or fixed-fee initial consultation.
How quickly will I be matched with an expert?
Standard requests are matched within 24 business hours. If you mark your case as urgent — for example, because you have received an HMRC notice or have an imminent deadline — our team prioritises your request and aims to make contact within 2 business hours during working hours (Monday to Friday, 9am to 5:30pm).
What happens to my personal information when I submit a request?
By using the UKTaxHero Find an Expert service, you agree to our Terms and Conditions and consent to us screening the information you submit. We use the details you provide to assess your tax situation and allocate a qualified professional from our network. Your information is shared only with your matched professional and is never sold to third parties. Full details are set out in our Privacy Policy.
Do I need to agree to terms and conditions to use the service?
Yes. By submitting a request through UKTaxHero, you confirm that you agree to our Terms and Conditions. These confirm that you consent to UKTaxHero screening the information you submit, using it to assess your requirements, and allocating a suitably qualified professional from our network. You also consent to the matched professional contacting you directly.
Can UKTaxHero match me with a local accountant?
Yes. When you submit your request you can provide your postcode, which allows us to prioritise local professionals where available. Many specialist tax services are delivered remotely — particularly for crypto tax, international tax, and HMRC investigations — so location is not always a limiting factor.
What if I'm not sure which type of expert I need?
Select "I'm not sure — help me decide" in the matching form and describe your situation in the free-text box. Our team will assess the situation and route your request to the most appropriate specialist. You can also browse each of the 16 professional profile pages on this directory — each one includes a self-assessment checklist to help you confirm you have found the right match.
What is the difference between an accountant and a tax adviser?
An accountant prepares and files financial records, statutory accounts, and tax returns. A tax adviser — particularly one holding the CTA qualification — specialises in tax planning, optimisation, and navigating complex tax law. For routine compliance, an accountant is usually sufficient. For complex planning or HMRC disputes, a specialist tax adviser is typically more appropriate.
What does the Chartered Tax Adviser (CTA) qualification mean?
The CTA qualification is awarded by the Chartered Institute of Taxation (CIOT) and is the highest tax qualification available in the UK. CTA members pass rigorous examinations covering all areas of UK tax law and must maintain continuous professional development. A CTA is best suited to complex, high-value tax planning including corporate restructuring and high-net-worth advisory.
What is the difference between a CTA and an ACCA?
An ACCA qualification focuses primarily on accounting, financial reporting, and business finance. An ACCA-qualified professional is well-suited to statutory accounts and compliance work. A CTA qualification is tax-law specific and goes significantly deeper into planning and disputes. For routine compliance, ACCA is typically sufficient. For strategic tax minimisation or HMRC disputes, a CTA is usually more appropriate.
From May 2026, do tax advisers need to be registered with HMRC?
Yes. Per GOV.UK guidance, from 18 May 2026 all tax advisers who interact with HMRC on behalf of clients — by phone, post, email, or digital submissions — must hold a registered agent services account with HMRC. This is a mandatory requirement introduced through Finance Bill 2025-26. All professionals in the UKTaxHero network comply with this requirement.
What professional body regulates Insolvency Practitioners?
Insolvency Practitioners must be licensed by a Recognised Professional Body (RPB). The main RPBs are the Insolvency Practitioners Association (IPA), ICAEW, ACCA, ICAS, and the Law Society. Acting as an insolvency practitioner without a valid licence is a criminal offence. All IPs in the UKTaxHero network hold a current licence from their relevant RPB.
What is a STEP qualification and who holds it?
STEP (Society of Trust and Estate Practitioners) is the leading global professional body for those advising families across generations on estate planning. STEP members — typically solicitors, accountants, and tax advisers — specialise in trusts, estates, and inheritance tax planning. Our IHT and Trust Planner profiles in the directory require STEP qualification or equivalent specialist experience.
What is the personal allowance for 2026/27?
The Income Tax personal allowance for 2026/27 is £12,570. Income above this is taxed at 20% (basic rate) up to £50,270, 40% (higher rate) up to £125,140, and 45% (additional rate) above £125,140. These thresholds are frozen until April 2028 per current government policy.
What is Making Tax Digital for Income Tax (MTD ITSA)?
MTD ITSA became mandatory from 6 April 2026 for self-employed individuals and landlords with qualifying gross income above £50,000 (assessed on 2024/25 returns). The threshold reduces to £30,000 from April 2027 and £20,000 from April 2028. MTD ITSA requires digital record-keeping and quarterly submissions to HMRC using compatible software, plus an End of Period Statement and Final Declaration annually.
What is the self assessment filing deadline for 2025/26?
The online self assessment deadline for the 2025/26 tax year is 31 January 2027. The paper return deadline is 31 October 2026. Tax owed is also due by 31 January 2027. First-time filers must also make Payments on Account toward their 2026/27 liability at the same time, which can significantly increase the January payment compared to what was expected.
What are the HMRC late filing penalties?
Penalties for missing the 31 January self assessment deadline: £100 fixed penalty immediately; £10 per day after 3 months (up to 90 days); a further 5% of tax due or £300 (whichever is greater) after 6 months; and a further 5% or £300 after 12 months. Interest also accrues on unpaid tax from the due date.
Do I need an accountant if I am a sole trader?
Sole traders are not legally required to use an accountant, but the practical benefits are significant. An accountant ensures your self assessment is correctly filed, identifies all allowable expenses, calculates CIS rebates if applicable, and prepares you for MTD ITSA. The accountant's fee is itself a tax-deductible business expense.
What is the personal savings allowance for 2026/27?
The personal savings allowance for 2026/27 is £1,000 for basic rate taxpayers and £500 for higher rate taxpayers. Additional rate taxpayers have no allowance. Savings interest above the PSA is taxed at the taxpayer's marginal Income Tax rate. Banks report interest automatically to HMRC, so it should be declared in self assessment.
What is IR35 and how does it affect contractors?
IR35 (off-payroll working rules) determines whether a contractor working through a personal service company should be treated as an employee for tax purposes. If IR35 applies, Income Tax and NIC are due as if the contractor were employed. In the public sector and for medium/large private sector clients, the end client determines IR35 status. A CTA or Freelancer Accountant in our network can review contracts and advise on IR35 exposure.
Can I claim pension contributions as a tax deduction?
Yes. UK taxpayers can claim Income Tax relief on pension contributions up to 100% of earnings or the annual allowance of £60,000 (2026/27), whichever is lower. Basic rate relief is added automatically to personal pension contributions. Higher and additional rate taxpayers claim the additional relief through self assessment. The money purchase annual allowance of £10,000 applies if you have already flexibly accessed pension benefits.
What is the Capital Gains Tax annual exempt amount for 2026/27?
The CGT annual exempt amount is £3,000 for 2026/27. The main CGT rates from 30 October 2024 are 18% for basic rate taxpayers and 24% for higher and additional rate taxpayers. Business Asset Disposal Relief applies at 18% from 6 April 2026 on qualifying gains up to a £1 million lifetime limit.
How does HMRC tax cryptocurrency in the UK?
Per HMRC guidance, cryptocurrency is treated as a capital asset. Disposal — including selling, swapping, using crypto to pay for goods, and gifting to third parties — triggers a CGT event. The £3,000 exempt amount applies. DeFi income and staking rewards may be treated as miscellaneous or trading income. A Crypto Tax Specialist can calculate your position across multiple wallets and chains.
What is Business Asset Disposal Relief (formerly Entrepreneurs' Relief)?
BADR reduces CGT to 18% from 6 April 2026 (previously 14% for 2025/26) on qualifying gains from disposing of a business, shares in a personal trading company, or business assets, up to a £1 million lifetime allowance. Conditions include owning at least 5% of shares and voting rights for at least 2 years. A CTA or Chartered Accountant can advise on structuring disposals to maximise eligibility.
What is the dividend tax rate for 2026/27?
From 6 April 2026, dividend tax rates increased by 2 percentage points. For 2026/27: basic rate taxpayers pay 10.75%, higher rate taxpayers pay 35.75%, and additional rate taxpayers pay 39.35% on dividends above the £500 dividend allowance. Dividends within an ISA are exempt.
What is the Inheritance Tax nil-rate band?
The IHT nil-rate band is £325,000 for 2026/27. The residence nil-rate band adds a further £175,000 where a main residence passes to direct descendants, giving up to £500,000 per individual or £1 million for married couples and civil partners. IHT is charged at 40% above the available threshold. An IHT and Trust Planner in our network can advise on mitigation strategies.
What is Section 24 and how does it affect landlords?
Section 24 of the Finance (No. 2) Act 2015 removed the ability for individual landlords to deduct mortgage interest from rental income before calculating tax. Instead, landlords receive a 20% tax credit. Higher and additional rate landlords are therefore effectively paying tax on income used to service mortgage debt. A Property Tax Specialist can advise on mitigation strategies including SPV incorporation.
Should I incorporate my property portfolio into an SPV?
A Special Purpose Vehicle (SPV) limited company pays corporation tax (19–25%) on profits rather than income tax (up to 45%), which can benefit higher-rate landlords. However, incorporation involves SDLT on the transfer, CGT considerations, and ongoing compliance costs. Whether it is right for you depends entirely on individual circumstances — a Property Tax Specialist in our network can model the numbers for your portfolio before you make any decision.
What is Stamp Duty Land Tax (SDLT)?
SDLT is a tax on property purchases in England and Northern Ireland, due within 14 days of completion. Residential rates for 2026/27 start at 0% on the first £125,000, rising through 2%, 5%, 10%, and 12% on higher value bands. A 3% surcharge applies to additional residential properties. A Property Tax Specialist can advise on SDLT planning, reliefs, and whether mixed-use rates apply.
What is the VAT registration threshold for 2026/27?
The VAT registration threshold is £90,000 of taxable turnover in a rolling 12-month period. Businesses exceeding this threshold must register for VAT with HMRC. Voluntary registration below the threshold is also possible. A VAT Specialist or general accountant in our network can advise on registration and the most appropriate VAT scheme.
What is the non-resident landlord scheme?
Non-resident landlords — individuals, companies, or trustees whose usual place of abode is outside the UK — are subject to UK Income Tax on rental profits from UK property under the Non-Resident Landlord Scheme (NRLS). Letting agents and tenants paying rent of over £100 per week directly to a non-resident landlord must deduct basic rate tax at source and pay it to HMRC unless the landlord has received HMRC approval to receive rent gross. An International Tax and Expat Specialist or Property Tax Specialist can advise on the scheme.
What is the Corporation Tax rate for 2026/27?
The main Corporation Tax rate is 25% on profits above £250,000. The small profits rate is 19% on profits up to £50,000. Companies with profits between £50,000 and £250,000 pay a marginal rate calculated by the marginal relief formula. These thresholds are divided by the number of associated companies. A Chartered Accountant or Certified Accountant can ensure your company's tax position is correctly calculated.
What is the optimal director salary and dividend for 2026/27?
The most tax-efficient strategy typically involves a salary at or near the NIC secondary threshold of £5,000 (which is deductible for corporation tax and triggers no employer NIC for single-director companies in many cases), with additional income as dividends. However, from April 2026 dividend rates increased by 2 percentage points, and individual circumstances including student loans, pension contributions, and other income sources all affect the optimal split. A Small Business Accountant or CTA will calculate the most efficient combination for your situation.
What is a Members' Voluntary Liquidation (MVL)?
An MVL is a formal, solvent liquidation process that winds up a company able to pay all its debts. It is commonly used by directors who want to extract retained profits tax-efficiently — funds distributed through an MVL are treated as capital (subject to CGT and potentially BADR at 18%) rather than income dividends. An MVL must be conducted by a licensed Insolvency Practitioner.
What is the R&D tax credit merged scheme?
From 1 April 2024, HMRC merged the SME R&D Relief and RDEC schemes into a single merged R&D expenditure credit scheme providing a 20% above-the-line credit on qualifying expenditure. Loss-making companies can claim a payable credit at 16.2%. A separate Enhanced Support scheme (ERIS) exists for R&D-intensive loss-making SMEs. An R&D Tax Credit Specialist can determine which scheme applies to your company and maximise the claim value.
What is the Annual Investment Allowance (AIA)?
The AIA allows businesses to deduct the full cost of qualifying plant and machinery in the year of purchase, rather than over multiple years via capital allowances. The AIA is set at £1 million per year for 2026/27. Cars do not qualify. A Chartered Accountant or Small Business Accountant can advise on maximising capital allowances in your tax planning.
What is the Employment Allowance for 2026/27?
The Employment Allowance allows eligible employers to reduce their employer NIC liability by up to £10,500 per year (increased from £5,000 from April 2025). It is available to most businesses with a UK employer NIC liability below £100,000 in the prior tax year, but cannot be claimed by companies where the sole employee is also a director. An accountant in our network can ensure your payroll claims the allowance correctly.
What is Making Tax Digital for Corporation Tax?
MTD for Corporation Tax has not yet been mandated and remains in consultation and development as of May 2026. HMRC has not confirmed a mandatory start date. Businesses should monitor HMRC announcements. An accountant in our network will keep clients informed of any confirmed implementation timelines.
What is the CIS (Construction Industry Scheme)?
CIS requires contractors to deduct tax at source (20% for registered subcontractors, 30% for unregistered) from payments to subcontractors. Subcontractors often overpay during the year because deductions do not account for allowable expenses. A CIS rebate is the refund of overpaid tax claimed through self assessment. A Sole Trader and Freelancer Accountant in our network specialises in maximising CIS rebates.
What is a Code of Practice 9 (COP9) investigation?
COP9 is HMRC's most serious investigation process, used where HMRC suspects deliberate tax fraud. HMRC offers the Contractual Disclosure Facility (CDF) under COP9, which allows the taxpayer to make a complete disclosure of all deliberate fraud in exchange for immunity from criminal prosecution. Accepting COP9 without specialist representation is extremely high-risk. A Tax Investigation Specialist in our network can represent you from the very first communication.
What is an HMRC aspect enquiry?
An aspect enquiry focuses on one specific area of a tax return rather than the whole return. Common triggers include unusual expense claims, property income that does not match Land Registry data, or income that differs from employer or bank records. An aspect enquiry can escalate to a full enquiry if HMRC finds further discrepancies. A Tax Investigation Specialist in our network can manage the response and minimise escalation risk.
What should I do if I receive an HMRC nudge letter?
HMRC nudge letters are semi-automated prompts sent where HMRC's data suggests a possible under-declaration — common areas include crypto assets, overseas income, and rental income. Receiving a nudge letter does not mean you are under formal investigation, but ignoring it carries real risk. If you have under-declared, a voluntary disclosure is far preferable to an HMRC-initiated enquiry. A Tax Investigation Specialist can advise on the correct response.
How long does HMRC have to open a tax investigation?
HMRC's enquiry time limits depend on behaviour. For a standard return, HMRC has 12 months from the filing date. For careless behaviour, HMRC can go back 6 years. For deliberate behaviour (fraud), HMRC can go back 20 years. Discovery assessments can also be raised outside the normal window. A Tax Investigation Specialist can advise on the applicable time limits in your specific case.
What is ADR mediation in a tax dispute?
Alternative Dispute Resolution (ADR) is a process offered by HMRC allowing taxpayers and HMRC to attempt to resolve disputes without proceeding to a formal tribunal. A neutral mediator facilitates discussions. ADR is not legally binding and either party can withdraw. It is most effective where the dispute involves questions of fact. A Tax Tribunal Advocate in our network can advise whether ADR is appropriate and represent you throughout.
What is the First-tier Tribunal in a tax context?
The First-tier Tribunal (Tax Chamber) is an independent judicial body hearing appeals against HMRC decisions. It is the first stage of formal litigation if a taxpayer and HMRC cannot resolve a dispute through internal review or ADR. The Tribunal can hear appeals on income tax, CGT, corporation tax, VAT, IHT, and most other taxes. Decisions can be appealed to the Upper Tribunal on points of law. A Tax Tribunal Advocate can prepare and present your appeal.
What is the Worldwide Disclosure Facility?
The Worldwide Disclosure Facility (WDF) is HMRC's online voluntary disclosure facility for taxpayers with undisclosed offshore income, assets, or gains. Making a disclosure through the WDF before HMRC opens an enquiry typically results in lower penalties. Since many offshore financial institutions now automatically exchange information with HMRC under the Common Reporting Standard, the window for voluntary disclosure can be shorter than people realise. An International Tax Specialist or Tax Investigation Specialist can assist with a WDF submission.
What is the Statutory Residence Test?
The Statutory Residence Test (SRT) is the legal framework HMRC uses to determine whether an individual is UK resident for tax purposes. It involves automatic overseas tests, automatic UK tests, and sufficient ties tests. Residency determination is particularly complex in split years, years of arrival or departure, or where an individual has ties to multiple countries. An International Tax and Expat Specialist can apply the SRT to your circumstances.
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