Free, plain-English guidance on every personal tax for the 2026/27 year — and when you need a human, we match you with a verified UK specialist at no cost to you.
Personal tax in the UK covers everything from the Income Tax on your salary to Capital Gains Tax when you sell investments, the tax on your savings and dividends, your pension, and what happens to your estate. The 2026/27 tax year (6 April 2026 to 5 April 2027) brings several important changes — and a freeze on most allowances that quietly increases bills through fiscal drag.
The Personal Allowance stays at £12,570 and the Income Tax thresholds remain frozen until April 2031, so as wages rise more income is dragged into higher bands. Dividend tax rose from April 2026 to 10.75%/35.75%/39.35%. Capital Gains Tax sits at 18%/24% with just a £3,000 exemption, and Business Asset Disposal Relief rose to 18%. The biggest planning shifts are in estates: the APR/BPR 100% relief cap is now £2.5m per person (raised from a proposed £1m in December 2025), and from April 2027 unused pension pots will fall within Inheritance Tax.
This hub gives you a clear, accurate guide to each tax, with worked examples, filing deadlines, the HMRC forms you’ll need and links to the official services. Everything is free, and when your situation needs a professional, we’ll match you with a verified UK specialist at no cost. Choose a topic below to begin.
Pick a topic for a full 2026/27 guide — rates, worked examples, filing deadlines, HMRC forms and answers to the questions people actually ask.
Bands, tax codes, Self Assessment, the 60% trap and the reliefs that cut your bill.
Read guide →Class 1, 2 and 4 NICs, the 15% employer rate and your State Pension record.
Read guide →The £3,000 exemption, 18%/24% rates, the 60-day property rule and crypto.
Read guide →Interest and dividend tax, the higher 2026 dividend rates, ISAs and the 2027 cap.
Read guide →Relief, the £60,000 allowance, tax-free cash and the April 2027 IHT change.
Read guide →Nil-rate bands, the seven-year rule, the £2.5m APR/BPR cap and gifting.
Read guide →How the April 2027 change brings unused pensions into your estate.
Read guide →Scotland’s six bands, who pays and how rates differ from the rest of the UK.
Read guide →The £1,000 trading allowance, platform reporting and when to register.
Read guide →The £6/week flat rate, actual costs and how employees and the self-employed claim.
Read guide →The 4-year FIG regime, the residence test and residence-based IHT.
Read guide →Specialist hubs for the situations that go further than the everyday.
From April 2026, sole traders and landlords earning over £50,000 must keep digital records and file quarterly. We explain who’s in, the software you need and how to prepare — with the April 2027 extension to £30,000 covered too.
Explore the hub →Limited companies and sole traders — Corporation Tax, dividends and the salary split.
Explore →SDLT, rental income and property gains in one place.
Explore →EIS, VCT, crypto and other specialist investment taxes.
Explore →Residence, treaties and overseas income.
Explore →Quick answers to everyday tax questions.
Visit →No sign-up, updated for 2026/27.
Some situations need a professional eye. Tell us what’s going on and we’ll match you with a verified UK accountant or tax specialist who fits — free to you, no obligation, usually within 24 hours.
Quick answers to the things people ask most about 2026/27 personal tax.
Get free, no-obligation guidance and we’ll match you with a verified UK tax specialist who fits your situation.
Find an expert →UK Tax Hero provides general tax guidance and a free expert-matching service for the 2026/27 tax year. It is not personal tax, legal or financial advice. Figures are based on published HMRC rates and may change. Always confirm details on GOV.UK or with a qualified professional before acting.
