Tax calculator

Dividend Tax Calculator

Estimate tax on straightforward cash dividends outside an ISA for 2026/27.

  • Tax year shown with the calculator
  • Assumptions explained
  • Source-linked methodology

Tax year 6 April 2026 to 5 April 2027

Estimate tax on dividends

For a UK-resident individual receiving straightforward cash dividends outside an ISA, with no taxable savings income or special adjustments.

Enter gross employment, pension, taxable benefits, property or self-employment income before the standard Personal Allowance. Do not include savings interest or dividends.

Enter cash dividends received in 2026/27. Do not include dividends inside an ISA.

Do you have taxable savings income?

Savings income is stacked between other income and dividends and can change the dividend tax bands.

Does an adjustment or special case apply?

Choose yes for Gift Aid or relief-at-source pension contributions, losses or other allowances, foreign income or tax, non-residence, trusts or estates, close-company loan releases, stock dividends, or another unusual distribution.

Your income figures are used only for this calculation. They are not added to a lead record or analytics event.

What this estimate includes

The standard Personal Allowance is reduced by £1 for every £2 of total income above £100,000. Dividends are treated as the highest slice of the supported income and the £500 Dividend Allowance is a 0% rate that still uses tax-band space.

The calculator applies the UK dividend rates to taxpayers throughout the UK. It estimates dividend tax only, not Income Tax on the income entered before dividends and not any final Self Assessment balance.

How to understand your result

Your result is an estimate for the tax year shown on the calculator. The breakdown lists each step, the rates and thresholds used, and the date the figures were last checked against GOV.UK. Amounts are rounded the way HMRC rounds them where a rule exists.

Each calculator lists what it leaves out, such as other income, reliefs or special cases, so read the assumptions before you rely on the figure. For your own position, check your HMRC online account or speak to a qualified professional.